I only just figured out how Human Insurance works (mostly) and now everyone is recommending Pet Insurance. I've done a lot of Research with Glasses On (to make it official Research) and I think we're going with Healthy Paws, which is approx. $28 a month for 80% coverage, which means... basically nothing to me. Is Pet Insurance worth it? I don't want my poor dog to eat a corn cob and die because I can't afford the $2,000 surgery (happened to my in-laws only they paid the $2,000). I love him. Any feedback?