We got the news today that the townhouse we rent out is officially paid off*. I got the call from the bank**, and told Mr L right away, and asked him how we should celebrate. This was his immediate suggestion:

“We should go out to eat on Monday (a holiday) and tip the waitress who has to work that day the amount of a mortgage payment.”

I’m ashamed I didn’t think of that, and in awe at his generosity.

*It’s just a tiny townhouse that I was able to get by myself while working in customer service, but it’s officially ours now!

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**The bank rep also told me that they charge a “$250 mortgage dismissal fee”. What kind of BS is that to charge someone for paying off a loan?!?!?!