Okay, so I know That people set up budgets and shit. and it works for people. But I am terrible with money and tend not to pay my bills of time ( DON'T JUDGE ME). I kind of generally hope I have enough in my account to cover rent and all that, which used to really not work but now I make enough to where I can make that happen.

Thing is, Jezebels and Jezebeaus, I am so in debt I don't even know everyone I owe money to. How the hell do i dig myself out of that hole? and set up a budget so everything gets paid? I've even called a financial planner and worked shit out, but it kind of fell apart on me fast.

So what's your money secrets? I just want a pile of gold I can sleep on like a dragon/Lannister.