My friend lost her iPhone, and NO, she didn't have it synced to the cloud so she can't deploy "find my iPhone." She also didn't take the insurance and Verizon wants $500 to replace it. Oy.

Someone found it and was using it and we know this because it was dead for a day and then it was ringing for a day. That's when she cancelled service.

Questions I need answered because I know my friend is incapable of asking them, and I want to provide a roadmap for her:

If I find a used one for her does it need a SIM card? If it doesn't have one where do you get one and how much $$$?

Will Verizon activate a phone you bring to them?

Thank you in advance, beautiful smart people of Groupthink.