Guys, do you need some GT wisdom? Do you have some wisdom to offer? Let’s have an advice thread!

I have a couple questions:

1. What’s your favorite lip balm? I’m so sick of lip glosses being called lip balms—there’s a difference! But I keep buying lip balms that don’t moisturize because I’m a sucker. So, whaddya like?

2. Do you have a nest egg? How much do you think it takes to make a good nest egg?