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HA. So after Mr. Door and I get married next December, it’ll be conveniently the time to redo my IBR (income-based repayment) forms for my federal student consolidated loans, currently sitting at $112,000 or so with interest (seven years of school, GT). AND. Guess how much they’re going to want from us, since we’ll be filing taxes jointly and combining finances and all that jazz? OH ONLY HALF MY MONTHLY PAYCHECK. Jay-sus. He and I are going to have to have a long, hard talk about this whole combined finances thing and what it’s going to mean for me. Specifically, that his income is going to have to pick up a big, huge chunk of some of the household expenses that I’m currently paying. Also, I’m going to look into refinancing post-marriage, because the interest rate on these federal! consolidated loans is 7% and Mr. Door just refinanced his student loans for a 4% rate or thereabouts. So, yuck. It still doesn’t make me want to NOT combine finances, because I’m tired of playing splits and not just pooling shit, but this is nuts.


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