From my benefits enrollment:

“However, due to the ACA and the resulting increase in the number of claims paid by ___ last year, the cost of the ____ medical plans has increased.”

Like ugh gross poors and people with pre-existing conditions now can get medical care. What is the world coming to.

I guess they have to justify increasing costs somehow, but the underlying meaning of their choice really is horrible.

Also, in the years I had insurance before the ACA, rates still went up every fucking year. So using the ACA as your scapegoat is a dick move.